curl -X POST https://api.wyzecash.com.br/v1/payments \
  -H "Authorization: Bearer bk_live_..." \
  -H "Idempotency-Key: pedido-1842" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 15000,
    "method": "pix",
    "description": "Pedido 1842",
    "expiresInMinutes": 30
  }'

# Cartão: "method": "card" (a resposta traz o paymentUrl)
# Cripto: "method": "crypto", "cryptoCurrency": "btc" (a resposta traz crypto)
# Divisão: "split": [{ "subaccountId": "vendedor-42", "amount": 10000 }, { "subaccountId": "vendedor-77", "amount": 4000 }]

const res = await fetch("https://api.wyzecash.com.br/v1/payments", {
  method: "POST",
  headers: {
    Authorization: `Bearer ${process.env.BUKIO_API_KEY}`,
    "Idempotency-Key": "pedido-1842",
    "Content-Type": "application/json",
  },
  body: JSON.stringify({ amount: 15000, description: "Pedido 1842", expiresInMinutes: 30 }),
});
const charge = await res.json();
console.log(charge.id, charge.copyPaste);

import os, requests

res = requests.post(
    "https://api.wyzecash.com.br/v1/payments",
    headers={
        "Authorization": f"Bearer {os.environ['BUKIO_API_KEY']}",
        "Idempotency-Key": "pedido-1842",
    },
    json={"amount": 15000, "description": "Pedido 1842", "expiresInMinutes": 30},
)
charge = res.json()
print(charge["id"], charge["copyPaste"])

<?php
$ch = curl_init("https://api.wyzecash.com.br/v1/payments");
curl_setopt_array($ch, [
    CURLOPT_POST => true,
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_HTTPHEADER => [
        "Authorization: Bearer " . getenv("BUKIO_API_KEY"),
        "Idempotency-Key: pedido-1842",
        "Content-Type: application/json",
    ],
    CURLOPT_POSTFIELDS => json_encode(["amount" => 15000, "description" => "Pedido 1842", "expiresInMinutes" => 30]),
]);
$charge = json_decode(curl_exec($ch), true);
echo $charge["id"], " ", $charge["copyPaste"];

{
  "id": "BKY-7KQ2M9XP4RZT",
  "status": "pending",
  "statusTitle": "Entrada pendente",
  "method": "pix",
  "methodTitle": "Pix",
  "amount": 15000,
  "fee": 0,
  "refundedAmount": 0,
  "description": "Pedido 1842",
  "txid": "7kq2m9xp4rzt1a2b3c4d5e6f",
  "copyPaste": "00020126580014br.gov.bcb.pix...6304ABCD",
  "paymentUrl": null,
  "crypto": null,
  "card": null,
  "expiresAt": "2026-10-08T15:30:00.000Z",
  "paidAt": null,
  "customer": null,
  "payer": null,
  "subaccountId": null,
  "split": null,
  "createdAt": "2026-10-08T15:00:00.000Z"
}

{
  "error": { "code": "BELOW_MINIMUM", "message": "O valor mínimo da cobrança é R$ 1,00." },
  "requestId": "req_01JA..."
}